When banks say no or move too slowly, Interunion delivers fast, flexible capital backed by property expertise and certainty of execution.
We are about people, not processes. Our private agent gets you the best answer by connecting you
with a specialist to meet your financial goals Interunion offers expert bridging loan across the UK.
We’re specialising in bridging finance, development loans, and commercial mortgages
Whether you need fast bridging finance or funding for investment and commercial use, we deliver
quick decisions and full support from start to finish.
Short-term financing designed to cover immediate funding gaps until long-term finance or asset sale is secured.
Flexible funding solutions to support business operations, expansion, or acquisition of commercial assets.
Structured finance to support property development projects from construction through completion.
Our commitment fee secures dedicated capital for your transaction and confirms our obligation to fund, subject to valuation and legal requirements.
Unlike high-street banks, we do not issue speculative approvals or run prolonged enquiries. Once terms are agreed and the commitment fee is paid, capital is ring-fenced specifically for your deal.
We provide bespoke lending solutions, not off-the-shelf products.
Every transaction is structured around:
This approach allows us to deliver certainty of execution, not just a conditional offer.
Interunion specialises in short-term bridging loans designed to “bridge” the gap until a property is sold or long-term finance is secured. These solutions are ideal for time-critical transactions, including:
Our bridging finance delivers speed, flexibility, and certainty when timing is crucial.
We provide tailored funding solutions for property development and major renovation projects. Our development finance supports:
Funding is structured to align with your build programme, ensuring projects remain fully financed at every stage.
Interunion offers commercial mortgage solutions for businesses and investors purchasing or refinancing property for occupation or investment, including:
Each facility is structured to meet your specific commercial objectives.
Move at the speed of the market. Ideal for auction purchases, broken chains, and rapid acquisitions.
Rates from 0.6% per month | Funding in as little as 3 weeks
Subject to valuation and underwriting.
Secure your business premises or expand your investment portfolio. While 75% LTV is standard, we offer bespoke higher-LTV solutions where supported by expert valuation reports.
Retail, Office, Industrial & Semi-Commercial properties.
From ground-up builds to heavy refurbishments, we provide the leverage you need with staged drawdowns to keep your project moving.
£500,000 – £30 million | Flexible terms
For transactions under £1.5 million
For transactions over £1.5 million
This tiered structure reflects the scale and complexity of larger transactions while maintaining certainty of funding.
Professional Lending. Personal Service. Certainty, Not Just an Offer.
No bureaucracy. No unnecessary delays. Receive an indicative offer in principle within 60 minutes, enabling you to act decisively on time-critical opportunities.
We specialise in complex, large-ticket transactions, comfortably funding deals from £500,000 to £30 million — a level most high-street lenders struggle to support efficiently.
Explore your options with confidence. Initial quotes require no credit check, ensuring zero impact on your credit profile.
Our 6% commitment fee secures capital and confirms our obligation to fund, subject to valuation and legal checks. There are no hidden charges or unnecessary extras — just clear, upfront terms and certainty of execution.
Our lending decisions are driven by experienced property professionals, not rigid lending policies. Where asset strength supports it, we offer greater flexibility than traditional lenders — including bespoke higher-LTV solutions.
The loan amount as a percentage of the property’s value. Bespoke leverage available beyond standard 75%.
The projected value of the property once development is complete.
The staged release of funds during a development to minimise interest costs.
Your planned route to repay the loan, typically via sale or long-term refinancing.
Traditional banks are constrained by internal bureaucracy and rigid approval processes. Our UK-based specialist underwriting team focuses on the quality of the asset and the strength of the exit strategy. When a deal makes commercial sense, we act quickly — often providing indicative decisions within 60 minutes.
Interunion is not a typical lender. We specialise in tailor-made property finance solutions for serious investors, developers, and businesses with time-critical or complex funding requirements.
Our products are not for everyone. We work exclusively with clients who are financially capable, ready to proceed, and committed to executing their transaction responsibly.
Just as our clients rely on us for speed, certainty, and capital, we rely on our clients to be equally committed. This mutual commitment allows us to allocate capital with confidence and deliver certainty of execution.
The commitment fee secures dedicated capital for your transaction and confirms our obligation to fund, subject to valuation and legal requirements.
Unlike high-street banks, we do not issue speculative approvals or conduct prolonged enquiries. Once terms are agreed and the commitment fee is paid, capital is ring-fenced specifically for your deal.
The commitment fee allows us to:
It delivers certainty of execution — not just a conditional offer.
For transactions under £1.5 million
For transactions over £1.5 million
This tiered structure reflects the scale and complexity of larger transactions while maintaining certainty of funding.
Yes. We are not restricted by rigid lending criteria. Where our expert valuation confirms a strong asset with clear potential, we structure tailor-made funding solutions that may offer higher leverage than traditional lenders.
We fund a wide range of commercial, semi-commercial, and mixed-use properties, including non-standard and complex assets such as refurbishment projects, conversions, and development sites.
Yes. Bridging finance is ideal for auction purchases where speed is critical. We can often meet auction completion timelines, subject to valuation and underwriting.
Timeframes vary depending on the transaction, but once valuation, legal, and underwriting requirements are satisfied, funds can typically be released within weeks rather than months.
No credit check is required at the initial enquiry stage. This allows you to explore funding options with no impact on your credit score.
We provide funding from £500,000 to £30 million, making us well-suited for both individual investors and large-scale developers.
Yes. We fund ground-up developments, conversions, and heavy refurbishments, with funds released via staged drawdowns aligned to project milestones.
Funds are released in tranches (drawdowns) as the project progresses. This structure helps manage cash flow efficiently and reduces interest costs.
Rates vary depending on asset quality, loan structure, and risk profile. Bridging loan rates typically start from 0.6% per month, subject to valuation and underwriting.
Common exit strategies include property sale, refinance onto long-term lending, or portfolio restructuring. We assess exits upfront to ensure the loan is structured responsibly.
Yes. Many of our clients approach us after being declined by traditional lenders due to time constraints, property complexity, or policy limitations.
We operate in line with UK lending and compliance standards. Specific regulatory requirements depend on the nature of the transaction and borrower type.
Yes. We work closely with brokers, introducers, and professional advisers, offering clear communication, fast decisions, and competitive structures.
Typically, we require basic details about the property, purchase price or value, loan amount, and exit strategy. This allows us to provide an indicative decision quickly.
Because we prioritise speed, flexibility, and certainty of execution.
When timing is critical or a deal is complex, Interunion delivers where banks often cannot.
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